All articles, episodes, guides, calculators, lists and other content on Grownish Woes and in the In Conversation show (together, the “Content”) are provided for general information and education only. The Content is not financial, investment, tax, legal, insurance, medical, accounting or career advice, and it is not a recommendation to buy, sell or hold any product or to take or avoid any action.
Not personal advice
The Content does not take your personal objectives, financial situation or needs into account. Before you act on anything, speak to a qualified and, where required, authorised professional (for example a registered financial planner, tax practitioner, attorney or doctor) who can advise you on your own circumstances. Unless we say so clearly, nothing on this site is a financial service or advice as contemplated in South African financial services legislation.
Investment and financial risk
Investing carries risk. The value of investments can go down as well as up, and you can lose some or all of your money. Past performance is not a guide to future performance. Interest rates, tax rules, fees and laws change, so information may be out of date by the time you read it.
Guests and opinions
Guests, interviewees and contributors share their own experiences and opinions. Those views are their own and are not the views of Grownish Woes. We do not verify every statement made by a guest and we do not endorse any guest’s business, product or service unless we say so.
Calculators and tools
Our calculators (such as the budget split, savings goal and net worth tools) give estimates based on the numbers you enter and simple assumptions. They are illustrations, not quotes or predictions. Nothing you enter is stored or sent anywhere.
Sponsored content, partners and advertising
Some Content may be sponsored, or may include banners, partner offers or links to products. Where this is the case we aim to label it, for example as “Sponsored”, “Partner offer” or “Episode partner”. Featuring a product or brand is not a recommendation.
Third-party links and platforms
We link to third-party websites and platforms such as YouTube, Spotify, Apple Podcasts, Amazon Music, Money Unscripted and social media. We do not control those sites and are not responsible for their content, availability, privacy practices or terms. Your use of them is at your own risk.
Accuracy
We work to keep the Content accurate, but we give no warranty that it is complete, current or error-free. To the fullest extent permitted by law, Grownish Woes and its owners, writers, guests and partners are not liable for any loss or damage that results from relying on the Content or from your use of this site.
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Last updated: 11 November 2026.