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Best grocery loyalty cards in South Africa

In this article, I’ll be sharing five loyalty cards offered by South African grocery stores with the hope to help you manage your spending on groceries. The cost of living in South Africa has been high for some time. South African retail stores are trying to bridge the gap by offering loyalty cards to millions of Shoppers.

With food prices continuing to increase having to save money on food and groceries any time of the day is a welcomed idea.

Having loyalty cards from different grocery stores offers some relief. With the price of petrol increasing every chance it gets having a loyalty card helps.

Loyalty programs not only give customers perks and benefits but also build an emotional connection between brands and shoppers. This connection is what keeps customers coming back time and time again.

Let us look at different grocery loyalty cards that offer value for money.

Five grocery loyalty cards in South Africa

Pick n Pay smart shopper

Pick n Pay offers a free grocery loyalty card and shoppers can earn and spend points on a variety of deals. Customers earn points when they swipe their smart shopper card at a Pick n Pay till point -earning 1 point for every R2 spent.

Pick n Pay Smart Shopper

It allows users to spend these points on any item in-store, swap them out for other partner rewards and even donate them to charity.

Another way Pick n Pay rewards Smart Shoppers is with personalized discounts as long as we have contact details for you and you have opted into the Smart Shopper program. Load your personalized discounts onto your Smart Shopper card using the app or in-store kiosk, and use them to shop in-store, and also online when you link your Smart Shopper card to your online profile!

As a bonus, customers can also receive special offers from Pick n Pay partners by becoming a Platinum member.

Pick n Pay has partnered with some of South Africa’s most loved brands. Use your Smart Shopper card at bp, Europcar, planet fitness, SPUR, Ster Kinekor, and more. 

Woolworths WRewards

It is free to sign up for a WRewards grocery loyalty card, it allows shoppers to access a number of discounts, deals, and vouchers.

In order to save and receive other WRewards benefits you must swipe your WRewards card upfront and before your purchase in-store for it to count towards your status level calculation.

Woolworths Wrewards
WRewards

Swipe your WRewards card at any Woolworths, Country Road, Trenery, Witchery, selected WCafé, NOW NOW or other WRewards partner stores in South Africa as this will enable you to:

  • automatically earn instant savings, and earn other benefits based on your status level; and
  • determine by your annual spend in these stores and your online purchases. See explanation of status level below.
  • The rewards offered under WRewards are in addition to the benefits earned when you pay with a Woolworths Store or Credit Card.

Woolworths offers personalized loyalty cards and virtual reward tokens that can become shared with friends and family members if desired by sending them an e-mail invitation.

Checkers and Shoprite Xtra Saving Rewards Cards

Shoppers can sign up for Xtra Savings for free. You can sign up in-store, via the website, the Xtra Savings Support Centre, the Checkers app, USSD, or our WhatsApp channel.

Shoprite and Checkers Xtra savings
Xtra Savings Card

Checkers requires customers to swipe their cards at tills to receive discounts on a variety of items. The card will allow savings of up to 25% on groceries.

Checkers Xtra Savings benefits:

  • Earning extra cash savings every time you shop for groceries.
  • VIP access to events, promotions, and birthday surprises.
  • Access to the till slip enables you to track your savings.
  • Notifications for Black Friday promotions and other competitions.
  • Access to the swipe for a good offer that allows you to participate in charity activities to alleviate hunger in the country.
  • Double rewards with reusable shopping bags.
  • Personalized offers on some of the products that you love.

Shoprite Xtra Savings customers will receive instant discounts of up to 40% off on everyday essentials. There will also be added benefits in the form of free airtime, and additional savings on combo deals, which are applied automatically at the till.

If you are wondering if you can use it at a Checkers store the answer is, Yes, you can score instant savings at any Checkers, Checkers Hyper, or LiquorShop across the country.

Shoppers can link their Xtra Savings cards to their Money Market Accounts. shoppers can deposit funds and use them in the form of vouchers at Checkers and Shoprite stores.

Shoppers can use vouchers to purchase goods, airtime, and electricity. They can also send vouchers to friends and family.

You can also link your Checkers Xtra Savings Rewards card or your Shoprite Xtra Savings Rewards card to your Sixty60 account.

Xtra Savings cards can be used interchangeably at both Shoprite and Checkers branded stores – although they are only applicable to the respective brand’s promotions and discounts.

Makro mCard

In Makro’s rewards program, you can access deals specific to mCard. By purchasing these items you earn mRewards – cash back in your mWallet to spend at Makro. You have to download the mCard app on your phone.

Makro Mrewards
Makro Mrewards

Your cash rewards on the mCard app are stored in a mWallet. Funds in your mWallet can be spent on purchases in any Makro store or transferred to any other mCard holder at your discretion.

You can send money to another user, however, you’re only allowed to use the mRewards cash you earned.

Spar Rewards

SPAR Rewards sends you monthly electronic product coupons that will be redeemed automatically when you swipe your card or quote your cellphone number at till points. All you need is your cellphone number to sign up online or in-store.

Spar rewards
Spar Rewards

There are also two ways you can earn some of your grocery money back. SnapnSave and PanelSmart have a cashback programs.

SnapnSave

Is an app that gives you cash back when you shop in-store. It’s a free app, you can download on your phone or SnapnSave website. Book the items that you like and go shopping and take a picture of your slip. You will get paid into your SnapnSave wallet.

SnapnSave

Keep in mind your slip will be reviewed first before receiving the money and once you have booked your items you have 48 hours to purchase your items.

  • Discover and book offers on your device
  • Go to any retailer with a digital till slip & buy the items you’ve booked.
  • Snap a photo of your till slip & ka-ching!
Take your phone along to the shop & use "My Booked Offers" on the mobile site or the app as your uber-smart shopping list.

Once you’ve accumulated cash in your wallet (R50 minimum) you can cash out. Options include EFT transfer to your bank account, instant cash withdrawal, or other options.

You can download SNAPnSAVE on Google Play or Apple Store or go to snapnsave.co.za.

Weekly grocery list
Free Template

Loyalty programs not only give customers perks and benefits but also build an emotional connection between brands and shoppers. This connection is what keeps customers coming back time and time again. We focused on only the best loyalty grocery cards in South Africa to help you stay on your grocery budget. The weekly grocery template will help you stay on top of things and help you identify where you’re overspending.

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