Chipepo Phiri is a passionate financial literacy educator based in Zambia, where she was born and raised in the Copperbelt region. Despite her professional background in biology, where she holds a deg...
For many young shoppers, Black Friday brings the excitement of scoring incredible deals—often, on a budget. But with endless offers and enticing ads everywhere, staying within a budget while making th...
In zero-based budgeting, your income minus your expenditures should equal zero. Let’s say your income is R13,000 a month, you divide all R13,000 up among your expenses, debt payments, and Financ...
There are lots of resources out there about money management, financial literacy, and the value of starting young. But what if you have only just started your financial journey as an adult? Luckily, t...
Ever wondered how you can make your money last until payday? Research by First National Bank has found that middle-class South Africans spend up to 80% of their salary within five days of being paid. ...
The best time to start saving for December is at the beginning of the year. However, you can start now. The festive season is around the corner. It’s the season of giving, which basically means it’s t...
Just as your debt can snowball into larger and larger amounts, it also can be reduced by adopting the debt snowball method of repayment. Editorial Note: We earn a commission fro partner links on Money...
Becoming a parent is such a huge responsibility, not only is it important to provide encouragement, support, and access to activities that will enable the child to master key developmental tasks. One ...
Learning how to save while enjoying life is the best thing you could do for yourself. You’re never too young to start saving and investing. Starting to put money away now will turn into a habit as you...
In this article, I’ll be sharing five loyalty cards offered by South African grocery stores with the hope to help you manage your spending on groceries. The cost of living in South Africa has be...