Credit bureau data shows the average new personal loan in South Africa is just about R33,000. Shows that lenders are open to extending credit to borrowers however they are remain cautious by extending...
Not all debt is good debt, of course. Going into debt for spending that has no lasting value, like an expensive vacation, a fancy dinner out or a 65-inch TV, is a bad idea. But you may need good debt ...
Many people, like myself, wonder if taking out a Credit card is a good idea or a bad idea. As a first time credit card user i’ll be sharing the pros and cons. Let us start by defining what a cre...
Before you start your application, you should ask yourself these questions: Do I need a loan for an essential purchase? Will it be used to reach my goals or advance myself? If your answered yes for bo...
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