The financial strain on South African consumers remains high despite recent economic improvements, as revealed by DebtBusters’ Q3 2024 Debt Index. The report highlights that while conditions have impr...
There are lots of resources out there about money management, financial literacy, and the value of starting young. But what if you have only just started your financial journey as an adult? Luckily, t...
The last time you were here, I had just stared my credit card journey. Since then, so much has happened. I applied for my credit card online and it took +- three (3) working days, and it was delivered...
If you earn an income, you need to have income protection insurance. According to Bidvest Life’s research, a 30-year-old male has a 15% chance of dying before the end of his working career but a 91% c...
The best time to start saving for December is at the beginning of the year. However, you can start now. The festive season is around the corner. It’s the season of giving, which basically means it’s t...
Just as your debt can snowball into larger and larger amounts, it also can be reduced by adopting the debt snowball method of repayment. Editorial Note: We earn a commission fro partner links on Money...
You may be able to get a loan with a low credit score if you work with a lender that doesn’t require good credit, or if you can qualify based on other criteria. While your credit score can be an...
Credit bureau data shows the average new personal loan in South Africa is just about R33,000. Shows that lenders are open to extending credit to borrowers however they are remain cautious by extending...
Thinking of why you should start a side hustle? A growing number of middle-class South Africans are looking for a second income stream to get through the month, data from the Momentum/Unisa Household ...
Not all debt is good debt, of course. Going into debt for spending that has no lasting value, like an expensive vacation, a fancy dinner out or a 65-inch TV, is a bad idea. But you may need good debt ...